Citibank waive late charge hk To avoid getting hit with late fees, customers can request a fee waiver from Citibank. The P is 5. Your team of wealth management advisors could now offer you financial services beyond boundaries. The final approved loan amount is subject to change in accordance with the circumstances of individual cases. Citibank reserves the right to change Global Banking Services product offerings without prior notice to clients. Missed another payment today by 23 hours (Sorry la fire fighting covid at work). 0 Cards recommended. S$50; Any CRC Outstanding Balance due and unpaid in respect of earlier CRC statements shall be added to the minimum payment due and payable under any current CRC statement. 3. 25% (APR 5. Citibank. 2. The best way to ensure that you never miss a payment is by setting up autopay. Select the transaction to offset. Choose the preferred amount to pay with points. Nov 5, 2013 · It won't affect your credit reports or scores since it's not more than 30 days late, but Citi will charge a late fee. HK$1,600 Cash Rebate; Exclusive 15% Rebate on MTR, Bus, Ferry, Green Minibus, Tram Fare and 5% Rebate on Tunnel Tolls, Parking Fees and Electric Vehicle Charge Fees ; 2-in-1 credit card with embedded Octopus Service; Earn HK$1 Octopus Cash with every HK$200 spending Global Banking Services. VIEW. 2 Fund Transfer. As our Citigold® Private Client and Citigold® clients, you could now connect with your dedicated Relationship Manager with Citi Live Chat regardless of your geographic location. 643118_Citi Pricing Guides_GH3. They have been really generous to me with their late fee waivers. Unless specified, the promotion period is valid from December 3, 2024 to January 2, 2025 both days inclusive (“Promotion Period”). INVESTMENT ACCOUNT; Investment Account Opening Form (General) Download Form: Stock Service Application Form: Apply now: W-8BEN / W-8BEN-E* / W-9* Form Those transaction fees cost HK$46,000 2. Bill Payment. Happens once or twice a year when I am just too busy and forgot about it. the monthly service fees will be waived for local Citibanking and When I called the Citi hotline, the officer I talked to said that they don't waive annual fees via phone anymore and told me to send a message via Citibank Online if I want to request for reconsideration to waive the AF. 080% with loan amount of HK$3,500,000 and repayment tenor of 12 months. 3 Temporary Limit Increase, PIN Change. Hong Kong Remittance Service: Citibank (Hong Kong) Limited Remittance Department / Payment Operations 10/F Citi Tower, One Bay East 83 Hoi Bun Road, Kwun Tong, Kowloon, Hong Kong Credit Cards Service: Citibank (Hong Kong) Limited G. Programme fee. passport or Mainland Travel Permit for Hong Kong and Macau Residents (Home Return Permit) etc. 若只繳付了最低還款額，餘下的欠款便即時開始計息，連同利息以及行政費，還款額隨時愈滾愈大。 以滙豐銀行（HSBC）的信用卡還款計算機作計算，假設結欠金額為$10,000，而其後每月只還最低還款額，以每月息率2. 38%) as of June 1, 2015. The “Up to a lifetime fee waiver on HK & US stock purchases” Program (the “Lifetime Fee Waiver”) is only applicable to clients who open a new securities account with Citibank (Hong Kong) Limited and/ or Citibank, N. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation, charge Where you have applied for Citi PayLite online, the repayment schedule will be shown to you during the application process. charge要1600咁貴，我用緊果張用左10幾年了，遲交都係收幾佰啫 Citibank Hong Kong and respective card associations may at our absolute discretion to suspend, deny or stop any transactions for observing the obligation to comply with applicable laws, regulations, subsidiary legislation, court orders, directives, guidelines and/or requirements of courts, regulatory authorities and government authorities 1. I’ve always successfully waived late fees (1-2 days late due to work schedule/travel) from Citi. 4. To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. Citibank offers a 1-year annual fee waiver for basic and all supplementary cards, including the Citi Cash Back+ Card. The following Citibank banking account/ATM/Debit • Citibank Global Transfer • Other banks via telegraphic transfer HK$1,000,000 or equivalent Transfers to non-registered payees via FPS HK$10,000 or equivalent Bill payments HK$1,000,000 or equivalent (Subject to different limits for payments to different merchants) Tax payments No daily limit (Subject to HK$999,999 per payment) Please pay attention to the cut-off time for RESPECTIVE payment methods. Fee amount: Typically between HK$200 to HK $10,000 depending on the card. With over 300 EPSCO merchants on our list, you can settle your bills on time, such as taxes, telecommunication services, utilities and tuition fees. Read More Selected Citibank credit cardholders can enjoy perpetual annual fee waiver with no spending requirement, cardholders will not need to call hotline for annual fee waiver at all! Jun 7, 2014 · Citibank SMRT card - need serious advises On 5Sep, I made payment with additional of $30 to avoid the late payment next month. So I got slapped with another $100 late fee. Sep 28, 2017 · In some cases, calling the credit card issuer to ask for a Annual Fee waiver is also something you can do to avoid the payment. Introductory rate at P for first 3 months, the Prime Rate ("P") is the Hong Kong Dollar Prime Rate of Citibank (Hong Kong) Limited. Cash Advance Charges Late Payment Charge Minimum Payment Amount S$0 to <S$50 Current Balance >=S$50 Minimum Payment No monthly service fee. This is the reply I got when I asked what the conditions/options are to have the AF waived: Citi goes way beyond a mobile app to connect you with various online merchants. A. g. + # Press. 以下呢個表列出咗各銀行熱線免年費撳掣步驟，一般都係打返去銀行信用卡熱線，有啲有自助免年費功能，有啲就要同CS真人對話。 喺表入面如果最後一步係CS，代表都係要同CS傾偈。 以下熱線我都試過打去，當然唔係所有銀行嘅卡我都有申請，有啲熱線需要入咗信用卡號碼先可以去下一步，我就會參考返銀行官方嘅電話理財指南，睇返有冇自助免年費功能，可能後面仲需要撳多一兩個掣都未定。 好多年前大頭蝦開支票找咭數寫錯日期，結果個期要找保險幾萬，有千幾蚊late charge,第一次打去只係話waive其中一個charge,另一個charge一定要比，過多2日我再打去話自己紀錄良好，可唔可以破例waive埋，結果成功左，以後找咭數就加倍小心了 請教一下，我甚少用Citibank卡，對上月結單係2號，無為意，今個月2號交點知遲了一日，我先欠1200幾，佢收我400幾…,online叫佢waive吾肯，請問有其他方法嗎？🫣，我先第一次…之前無試過😭 Sep 3, 2024 · Yes, Citibank does charge late fees when cardholders don’t make the minimum payment by the due date. If you receive an SMS from Citibank (Sender number: 72484) to authorise a charge on your card/account. 004: 002/ 220457001: Account no. or any of its affiliates or subsidiaries, or by any local government Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. Stan chart has nice signup bonus. For Citibank Credit Card accounts denominated in CNY, invalid transactions incurred in Mainland China (excluding Hong Kong and Macau) not eligible for Points include, but are not limited to, properties, automobile, wholesales, air tickets, fuel, supermarkets, hospitals and schools, and other charges designated by Citibank from time to time. Other banks services are so much better. . Transaction in Hong Kong Dollars Late Charge9 HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower Over Limit Charge9, 10 HK$180/CNY180 per monthly statement Return Check / Reject Autopay Fee HK$100/CNY100/US$13 per returned / rejected payment Citi PayAll Up to 4% of payment amount Transaction in Hong Kong Dollars Late Charge9 HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower Over Limit Charge9, 10 HK$180/CNY180 per monthly statement Return Check / Reject Autopay Fee HK$100/CNY100/US$13 per returned / rejected payment Citi PayAll Up to 4% of payment amount This Promotion is applicable to Cardholders (“Eligible Cardholders”) of Citi Credit Card issued by Citibank (Hong Kong) Limited (“Citibank”) (excluding Citi Rewards UnionPay Card) (“Eligible Card(s)”) who have not made any Citi PayAll transaction during the period between December 1, 2021 and July 31, 2024. , organized under the laws of U. Oct 31, 2023 · Citibank does charge late fees when cardholders don’t make the minimum payment by the due date. ai 1 12/11/24 5:43 PM foreign currency, after conversion by Citibank into Hong Kong dollars in accordance with its normal practice, and without any set-off, claim, condition, restriction, deduction or withholding whatsoever. P. Home | HK$120,000 to HK$599,999 HK$600,000 and above. You may also call Citibank at (65) 6337 5519: Scenario 2: If you receive any suspicious communications claiming to be from Citibank: Step 1: I have 2 citibank CCs, missed the deadline for payment this month. We will not charge you a finance charge if you pay your statement balance in full by the due date each month, otherwise a finance charge will be charged on (i) the unpaid statement balance from the date of the previous statement on a daily basis until payment in full and (ii) the amount of each new transaction (entered into since the previous st Jul 26, 2024 · Follow these simple steps on how to waive your Citibank credit card late payment fee, late charge fee or finance charge effectively. Your quick and easy guide to our schedule of charges. Reply 2 if the charge was not authorised by you. You can use Citi Pay with Points ,Shop with Points or Points Conversion via your digital device directly, so it is part of your digital life everywhere you go! You can now use Pay with Points in the Citi Mobile® App, or through SMS and Citi online banking providing you with all-round channels to shop, dine, and Sep 6, 2022 · 有冇ching近排成功打到上citi既credit card hotline waive late charge架？ 我打黎打去都唔知點先可以有真人接聽，可唔可以有人分享下㩒咩shortcut呀 [求救]citibank信用卡遲還錢 At Citibank, we are committed to support you throughout your wealth journey. Customers (“Eligible Cardholders”) must submit the application form and successfully apply for a principal card of the selected credit card (“Eligible Card”) issued by Citibank (Hong Kong) Limited (“Citibank”) during the Promotion Period. In case of emergency, you may visit “Citibank Global Wallet” in “Profile & Settings” to turn off Citibank Global Wallet to switch back to the default Hong Kong Dollar account to proceed the transaction or withdrawal (but handling fee and/or conversion spread, as stipulated in the service fee booklet from Starting from July 2, 2021, Citibank (Hong Kong) Limited will stop issuing new Demand Draft(s). Box 3463 Hong Kong CITIBANK PRICING GUIDE Banking fees at a glance. Transaction in Hong Kong Dollars Late Charge10 HK$250/CNY250/US$33 or the amount of minimum payment due, whichever is lower Over Limit Charge10, 11 HK$180/CNY180 per monthly statement Return Check / Reject Autopay Fee HK$100/CNY100/US$13 per returned / rejected payment Interest Rates and Finance Charges Effective Date: November 1, 2014 Fees4 Citibank provide loans up to 21 times your monthly salary or HK$1,200,000 (whichever is lower) for Citibank Card Debt Consolidation Loans and up to 12 times your monthly salary or HK$2,000,000 (whichever is lower) for Citibank Speedy Cash. Redeem rewards Indulge yourself by browsing and redeeming your credit card points in our online Citibank Rewards Catalogue . Jan 3, 2024 · Standard Chartered:HK$800 Apple Gift Card Wewa card:6% cash rebate and free Osaka round trip ticket EarnMORE card:HK$200 Cash Voucher+OTO Massage Chair AEON CARD WAKU WAKU:6% cash rebate for online shopping DBS Credit Card: 5% rebate Amex Credit Card:$2/mile Citi Credit Card:HK$1,800 Apple Gift Card month’s interest, annual fee, late charge, past due amount, overlimit amount and other fees and charges, if any, subject to a minimum amount of HK$50 (“Minimum Payment Due”). Jul 10, 2022 · 我真係好嬲，早兩個月睇個APP credit card balance寫0，無開個PDF黎睇，唔知自己有欠錢，上個禮拜一睇個APP，有一句細細行寫住-2000幾，然後話要立刻還款，但個APP仲係顯示balance 0，打上客服叫佢申請waive，第二日已經找返條數，等咗幾日結果係reject waive，屌，即刻cut佢老味。 2. of the supply address shown on the electricity bill: CLP Power Hong Kong Ltd: CLP Power Hong Kong Limited: 004: 002/ 208239002: Electricity Account No. 78% is calculated based on the monthly flat rate 0. 78% to 35. , Citigroup Inc. One person thought maybe it is because a fee was waived in the last 12 months but couldn't tell me when it had been waived. O. HK$300 applied if the “Average Daily Combined Balance” falls below HK$1,500,000 for 3 consecutive months2. only. S. For Citibank Customer Enter NRIC or ATM or Credit Card No. FlexiGIRO. Programme fees are charged when cardholders need to join certain programmes. (Hong Kong) Limited, Citibank N. Once your application is approved, we will also send a confirmation letter to your registered mailing/email address in our records which will set out the repayment schedule as well as details of your loan under the Citi PayLite program. May 31, 2024 · 下表列出了香港主要7間銀行的免息還款期，當中最長的為星展銀行（DBS），免息還款期達60天。 於免息還款期間，即使無法清還全部款項，亦最少需清還 最低還款額（Min pay），否則須支付逾期費用. The following Citibank banking account/ATM/Debit Called in to manually waive and was rejected so I just canceled both cards, never look back. 6 Report a Lost Card * + 0 Speak to a CitiPhone Officer CITIBANK CREDIT CARD (applicable to all Citibank Credit Cards unless otherwise stated) 3This is applicable for Citi PremierMiles Card, Citi Rewards Card, Citi Cash Back Card, Citi Cash Back+ Card, Citi SMRT Card and Citi M1 Card. Keep track of your latest account and rewards balance real-time via the Citi Mobile App. the monthly service fees will be waived for local Citibanking and The following credit card transactions are not valid for this Program: balance transfer, Merchant Installment Plan, “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. All services provided under Global Banking Services are subject to availability and local regulatory restrictions and Citibank (Hong Kong) Limited does not guarantee the availability of any of these services in any market Citibank operates in. Amex customer service is also top notch. Granted usually am just around a week late, and have 3 cards with them. 1 Account Info. i. The transaction or withdrawal will be declined. with limited liability (the “Bank”) from July 1, 2024 to January 31, 2025 (the Applicable to handling fees incurred by Citibank (Hong Kong) Limited and/ or Citibank, N. Rewards & other services. The interest rate will vary whenever P of the Bank changes. Got hit by $100+ of admin fees (they call it billed finance charge), applied for waiver, got rejected and the finance charge is snowballing. Ltd. Schedule a Citi Live Chat session with Dec 13, 2022 · 亦試過一年內2次遲交，打上去waive，check到一年內waive過一次比我，同我講已經waive過一次，真係做唔到第二次。 Btw，唔知你果張係咩類型既咭fin. Understand Citibank's credit card minimum payment due policy with an example to avoid any additional charges and maintain healthy financial management. Compare Credit Cards - Citibank. Page 1/4 HK$500 applied if the “Average Daily Combined Balance” falls below HK$1,500,000 for 3 May 23, 2023 · The annual membership fee on your Citi PremierMiles Card has been waived. Everyone wants to waive the fee, but the system won't let them. OR COMPARE ALL ® ® Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. Citibank may require periodic full repayment in such manner as Citibank may determine from time to time. Reply 1 if the charge was authorised by you. 78%, with repayment period of 6 to 60 months. shown on your electricity bill: The Hong Kong and China Gas Company Limited The following credit card transactions are not valid for this Program: balance transfer, Merchant Installment Plan , “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e. Applied for waiver, and they waived for the first card but rejected it for the second card, which since has also been charged interest twice as "billed finance charges". Thank you for being a loyal Citi customer! charges; (4) all other applicable fees and charges including but not limited to cash advance fees, late charges, over limit charges, service, return check / reject autopay fee (if any), and card replacement and charge dispute handling fees ; (5) outstanding installments of any Plan or other A few months back I missed my credit card payment by 1-2 days. 625%為計，大家須以20. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation I asked to escalate as I do not believe I have had any fees waved in the last 12 months and have had the card for more than 10 years. Please contact us for details. Schedule a Citi Live Chat session with Try UOB. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation, charge back, returned. 5 Balance Transfer. Just give them a call and they will most likely reverse the late fee since it's your first late payment. Online Authorization Code. They've consistently waived annual fees too, and all it takes is a pleasant email from me via their website. Login to the Citi Mobile ® App, select credit card and click transaction. Sum of 1% of CRC outstanding balance plus minimum payment due under any Citibank instalment loan programs plus all other interest charges and late payment charges; or; ii. The Annualized Percentage Rate ("APR") of as low as 1. For incoming fund transfers from overseas Citibank branches, please refer to each originating country's fees and charges. 7 Payments and credits will be applied by Citibank in the following order, firstly, legal and collection fees, interest, late charges on overdue Compare Citibank credit cards with an annual fee waiver in Hong Kong to save credit card spending and earn rewards at the same time. The annualized percentage rate (“APR”) ranges from 1. At Citibank, we are committed to support you throughout your wealth journey. For definition of APR, please refer to clause 4. If you want to continue and offset more transactions, you can click on "Pay more transaction with Points" on the confirmation screen, you can offset up to 5 transactions in one go Additional government issued identification document copy (e. ) of Supplementary Card Applicant Quick Links The Hong Kong Electric Company Limited: The Hong Kong Electric Co. Acccording to the live chat with the Citibank CSO, my payment was acceptable and will not be penalty for late payment as is more than enough to cover the $60 payment. 4 Application Status, Rates. 6年時間方可還完所有欠債。 如果持卡人在到期還款日未支付「最低還款額」，銀行/金融機構將向持卡人收取「逾期費用」。 逾期費用通常是欠款金額的一個百分比或特定金額，但一般不會超過「最低還款額」。 將「最低還款額」利息、「逾期費用」加起上來，利息費用就會變得驚人。 We will not charge you a finance charge if you pay your statement balance in full by the due date each month, otherwise a finance charge will be charged on (i) the unpaid statement balance from the date of the previous statement on a daily basis until payment in full and (ii) the Jul 2, 2021 · Banking / Mortgages Services * Starting from July 2, 2021 the Demand Draft issuance service will end Download Here; Securities Services: Download Here; Citi Credit Card/Diners Club Card Key Facts Statement and Fees Schedule 下文就為大家整理5大信用卡豁免年費方法，仲整合埋21間銀行嘅電話熱線，一個表就可以睇晒各大銀行嘅電話熱線同埋豁免年費 快捷鍵。 如果覺得要自己手動Waive年費麻煩嘅話，可以留意返最後介紹嘅永久免年費信用卡！ （本文更新至：2024年4月） 如何申請豁免信用卡年費？ 5大Waive年費方法連教學. Please note that payments made on Sundays / public holidays, days marked as "N/A" or after the cut-off time for respective payment methods will be processed on the next business day. Starting from July 2, 2021, Citibank (Hong Kong) Limited will stop issuing new Demand Draft(s). wjfxq hvqxh mjmkix lecxb rayfp kngryt evvygs gtzw hnm uwmqxqh